EU & Eurozone

Germany

Bank Account Opening • Payment Institutions • Account for Foreign Company • Personal Account

Banking in Germany

Europe's strongest banking sector

Germany is the leading destination for international business in Europe thanks to its position as the largest EU economy. The country offers unmatched stability and access to global markets through its world-class banking infrastructure.

A strong regulatory framework and excellent international correspondent networks make Germany the premier choice for serious business banking.

Key advantages:

  • Europe's largest economy
  • Full SEPA integration
  • Excellent international correspondent networks
  • Multi-currency capabilities (EUR, USD, GBP)
  • Trade finance expertise

Minimum Requirements

What you need to open an account

For Local Company

  • 1-2 personal visits of director to Germany
  • Registered office address in Germany
  • Completed beneficial owners registry
  • Detailed business plan

For Foreign Company

  • Registry extract with Apostille (max 3 months old)
  • Sworn translation to German
  • Personal presence often required
  • Planned annual turnover over €2,000,000

For Individuals

  • Personal visit to Berlin or Frankfurt
  • German phone number
  • German registration (Anmeldung)
  • Proof of income source

Account Opening Process

The process takes place in two stages

1

Document Collection

We help prepare all required documents, translations and apostilles. Average time: 2-3 weeks.

2

Submission & Opening

Submit documents to the bank, pass compliance check. Account opening within 2-4 weeks.

Ready to Open a Bank Account in Germany?

Access Europe's largest economy with the right banking partner