EU Member

Poland

Bank Account Opening • Payment Institutions • Account for Foreign Company • Personal Account

Requirements Process

Banking in Poland

Central Europe's largest banking market

Poland is one of the leading destinations for international business in Central Europe thanks to its strategic location providing direct access to the largest European market. The country offers a stable economic environment supported by a significant pool of qualified professionals.

Active government support and special investment incentives further strengthen its position as a reliable and favorable platform for long-term development and capital growth.

Key advantages:

EU's largest Central European economy
SEPA membership for EUR transactions
Advanced online and mobile banking
Multi-currency accounts (PLN, EUR, USD)
Strong fintech integration

Minimum Requirements

What you need to open an account

For Local Company

1-2 personal visits of director to Poland
Lease agreement for real or virtual office
Completed beneficial owners registry
Business plan or activity description

For Foreign Company

Registry extract with Apostille (max 3 months old)
Sworn translation to Polish
No personal presence requirement
Planned annual turnover over €500,000

For Individuals

One-day personal visit to Warsaw
Polish phone number
Local registration (address)
Proof of income source

Account Opening Process

The process takes place in two stages

1

Document Collection

We help prepare all required documents, translations and apostilles. Average time: 1-2 weeks.

2

Submission & Opening

Submit documents to the bank, pass compliance check. Account opening within 5-10 business days.

Ready to Open a Bank Account in Poland?

Visit our Warsaw office or start remotely with professional support

Contact Us